DISCLAIMER

Please read this disclaimer carefully before using MJBurrows. It governs your use of the website, articles, calculators, and any tools or data published on the site.

Legal Disclaimer

MJBurrows is not authorised or regulated by the Financial Conduct Authority (FCA). The content on this website — including articles, calculators, and tools — is for general informational and educational purposes only. It does not constitute personal financial, investment, tax, or legal advice and does not take into account your individual circumstances, financial situation, or objectives.

Nothing on this site is a personal recommendation to buy, sell, hold, or otherwise deal in any financial product, asset, or service. You should always conduct your own research and seek advice from a qualified, FCA-regulated financial adviser before making any financial decisions.

Our calculators produce estimates based on simplified models using HMRC-published rates for the current tax year. They cannot account for every individual circumstance and should not be relied upon as exact figures. Tax rules and rates may change — verify current rates with HMRC or a qualified tax adviser.

Projections are not guarantees. Where our tools show future values (investment growth, pension projections, compound interest), these are hypothetical illustrations based on assumed growth rates. Past performance does not guarantee future results. The value of investments can go down as well as up.

Market data displayed on this site is provided by third-party sources including Twelve Data, Yahoo Finance, and CoinGecko. We do not guarantee the accuracy, completeness, or timeliness of third-party data.

This content is designed for UK residents and reflects UK tax rules, thresholds, and legislation. It may not apply to other jurisdictions.

Using this website does not create a professional-client relationship of any kind. MJBurrows is not responsible for any financial loss, damage, or decision made based on the content presented. By using this site, you accept these terms.

This disclaimer may be updated from time to time without prior notice. Last reviewed: April 2026.

How We Work

MJBurrows is an independent UK financial news and analysis site. We maintain full editorial independence and currently receive no payment for coverage, no affiliate commissions, and no commercial incentives that influence our editorial content.

Our sources: Articles reference primary sources including the Bank of England, Office for National Statistics (ONS), HM Revenue & Customs (HMRC), the Financial Conduct Authority (FCA), and gov.uk. Calculator data uses HMRC-published rates for the 2026/27 tax year.

Corrections: If we identify an error in any article or calculator, we correct it promptly and note the correction where appropriate.