Retirement & Pension Calculator
Project your retirement income from workplace pensions, state pension, SIPPs and defined benefit schemes. See how your savings measure against the PLSA Retirement Living Standards.
Personal Details
Years to retirement: 32
Workplace Pension (Defined Contribution)
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State Pension
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SIPP (Self-Invested Personal Pension)
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Defined Benefit Pension
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Retirement Options
25% of your Workplace DC + SIPP pots taken as a tax-free lump sum
Retirement Readiness Score
0
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Scenario Projections
Cautious
Moderate
Optimistic
Income Breakdown by Source
| Source | Annual (Nominal) | Annual (Real) | Monthly (Nominal) | Monthly (Real) |
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PLSA Retirement Living Standards
Pension Gap Warning
Your projected income falls below the PLSA Minimum standard. Here is how much more you would need to contribute each month to reach each level:
Pension Pot Growth Over Time
Retirement Income by Source
Drawdown Runway Through Retirement
Employer Contribution Impact
Increasing Contributions Impact
Year-by-Year Projection
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| Age | Year | Your Contribution | Employer Contribution | Growth | Total Pot (Nominal) | Total Pot (Real) |
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This calculator provides estimates for illustrative purposes only and does not constitute financial advice. Actual pension values will depend on fund performance, charges, tax rules and other factors that may change. Past performance is not a reliable indicator of future results. You should seek independent financial advice before making any decisions about your pension arrangements.
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