Dividend Income Calculator
Plan your passive income journey with UK dividend investments
Investment Details
£
Starting portfolio value
£
Regular monthly investment
How long will you invest?
%
Average yield of your portfolio
%
Annual dividend increase (3-5% typical)
%
Annual capital appreciation (6-8% typical)
Yes
No
Automatically reinvest dividends?
UK dividend tax rate
Total Estimated Return
£0
Total Dividends
£0
0%
Capital Growth
£0
0%
Contributions
£0
0%
Final Portfolio
£0
100%
Average Monthly Dividend Income
£0
By year 10: £0/month
Year-by-Year Breakdown
| Year | Portfolio Value | Annual Dividend | Monthly Income | Yield on Cost |
|---|
UK Tax Implications
Annual Tax-Free Allowance
£500
Estimated Annual Tax
£0
After-Tax Income
£0
ISA Savings Potential
£0
Popular UK Dividend Stocks
Build a sample portfolio with these dividend aristocrats:
Portfolio Summary
Total Value: £0
Weighted Average Yield: 0%
Annual Dividend Income: £0
UK Dividend Investing Tips
- Use your £20,000 ISA allowance to shelter dividends from tax
- Focus on dividend aristocrats – companies with 10+ years of consistent payments
- Consider FTSE 100 dividend champions like Shell, BP, HSBC, and GSK
- Investment trusts often offer higher yields than individual stocks
- Reinvesting dividends can dramatically boost long-term returns through compounding
- Monitor dividend cover ratio – ideally above 1.5x for sustainability
- Diversify across sectors to reduce risk from dividend cuts
- Remember the £500 tax-free dividend allowance outside ISAs